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August 2016 Archives

Crowdfunding a big hit with real estate investors

Crowdfunding has grown from humble origins to become a multi-billion dollar industry in only a few years, and the online financing marketplace CrowdStreet has carved out a niche matching commercial real estate opportunities with wealthy investors in Maryland and around the country. The Oregon-based company was launched in 2014, and it has developed a reputation for oversubscribing eight figure real estate offers in 30 days or less.

Banks have transitioned to real estate lending

Maryland residents may be surprised to learn that American banks were once prohibited from making real estate loans of any kind. These restrictions were put into place in 1864 by the National Banking Act, but legislation like the Federal Reserve Act and the McFadden Act eased banking restrictions and mortgages and other real estate loans now make up about half of all bank lending. Mortgage borrowing surged in the months leading up to the 2008 financial crisis, and many financial experts predict that looser underwriting standards and a flood of commercial property borrowing could be creating another bubble.

Commercial lease basics for your business

Running a business can be exciting and a little intimidating. One of the most important elements of your business is its location. For some, it can take more than a single try to get it right, and often that means negotiating a commercial lease with a property owner rather than purchasing property. Not every business owner fully understands that negotiating the terms of a commercial lease can be much more complex than renting residential space. Working out the right deal for you business space will likely be one of the most important business deals you make, and getting the details right can sometimes make or break the overall success of your business. Here are some things to remember before embarking on the journey for your business's perfect location.

Investing in real estate after the recession

There are numerous ways to make money investing in Maryland real estate. An investor could purchase an apartment building and earn rental income, buy a house to fix up and sell for a profit or purchase shares in a real estate investment trust. Whatever route people decide to take, it is important to become educated on real estate investing before jumping into a deal.

Pokémon Go and augmented reality's impact on retail

Many Maryland residents have probably noticed Pokémon Go players walking around playing the augmented reality game. Since it was released on July 6, gamers have been on their feet playing the game all over the country. Some gamers have even become so absorbed in the video game that they have accidentally walked into dangerous off-limit areas.